Career Journey

Professional Experience

More than 15 years of experience across corporate banking, credit operations, risk management and business development.

02/2022 Present
Corporate Banking

Director of Corporate Banking

Addiko Bank d.d. Sarajevo

Sarajevo, Bosnia & Herzegovina

Strategic management and monitoring of sales activities within the corporate banking segment for the entire Federation of Bosnia & Herzegovina.

  • Direct responsibility for achieving budgeted revenue and sector profitability.
  • Coordination of segment managers and field sales teams to increase market share.
  • Presentation of financial solutions to local and group decision-making bodies.
  • Regular reporting to Bank Management and colleagues in Austria.
  • Key contact for regulators, external auditors and internal banking departments.
03/2021 02/2022
Sales & Business Development

Senior Vice President of Sales, Marketing & Business Development

nSoft d.o.o. Mostar

Mostar, Bosnia & Herzegovina

Responsible for global sales, marketing and business development of software solutions across international markets, excluding North America.

  • Direct responsibility to the Management Board for overall company revenue.
  • Development and implementation of strategies for new and existing software products.
  • Maintained and strengthened international market leadership.
  • Organized participation at major international industry exhibitions.
  • Developed and implemented marketing plans.
01/2018 02/2021
Credit Operations

Head of Credit Operations Team

Addiko Bank d.d. Sarajevo

Sarajevo, Bosnia & Herzegovina

Led credit underwriting operations and participated in senior-level credit decision-making.

  • Member of the Credit Committee with approval authority of up to €5 million.
  • Personal approval competence of up to €250,000.
  • Managed a team of underwriters and supervised transaction assessments.
  • Member of the Watch Loan Committee.
  • Oversaw collection and restructuring of clients with deteriorating business performance and NPL exposure.
  • Led negotiations with clients, external auditors and legal representatives.
04/2015 12/2017
Risk & Credit Operations

Director of Credit Operations

Hypo Alpe-Adria-Bank d.d. Mostar

Mostar, Bosnia & Herzegovina

Managed a team of analysts and underwriters while ensuring timely and high-quality risk assessments.

  • Managed credit analysts and underwriting professionals.
  • Ensured timely assessment of credit and financial risks.
  • Presented risk assessments to the Credit Committee.
  • Worked closely with the Treasury Department.
2007 2015
Risk Management

Underwriter & Risk Management Specialist

Hypo Alpe-Adria-Bank

Earlier career experience included working as an Underwriter for the Herzegovina and Bihać regions, followed by a role as a Specialist within the Risk Management Department.

Credit Analysis Underwriting Risk Assessment Financial Analysis